The Simplest Way to Lend
A flexible, multi-tenant platform for managing installment loans, lines of credit, and leases. Automate servicing, stay compliant, and give borrowers a self-service experience they love.
Dashboard
Acme LendingActive Loans
1,247
+12.3% this month
Total Portfolio
$18.4M
+8.7% this month
Delinquency Rate
2.1%
-0.3% this month
Payments Due
$842K
Next 30 days
Portfolio Growth
Recent Activity
Payment received — $1,245.00
Loan #10472 · 2 min ago
Loan approved — $25,000
Maria Santos · 15 min ago
Compliance alert — TILA review
Loan #10468 · 1 hr ago
Disbursement complete — $15,000
Loan #10465 · 3 hrs ago
Trusted by lenders nationwide to manage their loan portfolios
Everything you need
A Complete Lending Platform
From origination to payoff, LendSimple handles every step of the loan lifecycle with tools purpose-built for modern lenders.
Multi-Tenant Platform
Isolated environments for each lending operation. One platform, unlimited tenants — each with their own data, users, and configuration.
Built-In Compliance
TILA disclosures, adverse action notices, and regulatory checks built into every loan lifecycle step. Stay audit-ready automatically.
Automation Engine
Automate interest accrual, payment processing, delinquency tracking, and dunning sequences. Set the rules — the system does the rest.
Powerful Reporting
Portfolio snapshots, delinquency aging, payment performance, and compliance reports. Export to PDF, Excel, or connect your BI tool.
Borrower Portal
A branded self-service portal where borrowers view balances, make payments, download statements, and upload documents — reducing support calls.
Flexible Integrations
Connect payment processors, document storage, credit bureaus, communication channels, and accounting systems through a pluggable provider architecture.
Flexible lending
Manage Every Loan Type
Configure LendSimple for your exact lending needs. Each loan type comes with purpose-built tools and workflows.
Installment Loans
Fixed-term loans with scheduled repayment. Personal loans, auto loans, mortgages — any amortizing product.
- Automated amortization schedule generation
- Multiple day-count conventions (Actual/360, 30/360, Actual/365)
- Configurable payment allocation (principal, interest, fees, escrow)
- Support for fixed, variable, and hybrid rate structures
- Prepayment penalty and payoff quote calculations
- Late fee assessment with grace period rules
Lines of Credit
Revolving credit facilities with flexible draw and repayment. HELOCs, business credit lines, and more.
- Draw management with configurable credit limits
- Revolving balance tracking with minimum payment calculations
- Variable and promotional rate support
- Draw period and repayment period lifecycle management
- Interest-only and principal-plus-interest payment options
- Automatic credit line increase/decrease workflows
Leases
Equipment and asset leases with residual value tracking. Capital leases, operating leases, and lease-to-own.
- Residual value management and depreciation tracking
- End-of-term options (return, buyout, extend)
- Buyout quote calculations at any point in the term
- Monthly, quarterly, and custom payment frequencies
- Early termination fee calculations
- Asset tracking with collateral management integration
Platform capabilities
Built for the Full Loan Lifecycle
From application to payoff, every stage is covered with purpose-built tools that work together seamlessly.
Loan Lifecycle Management
Track every loan from origination through servicing to payoff. Automated workflows handle interest accrual, payment processing, and delinquency management so your team can focus on borrower relationships.
- Automated servicing — interest accrual, payment application, and balance updates run on schedule
- Modification support — rate changes, term extensions, forbearance, and deferments with full audit trail
- Collections pipeline — delinquency buckets, automated dunning, and configurable escalation rules
Loans
| Loan # | Borrower | Amount | Status | Next Payment |
|---|---|---|---|---|
| 10472 | James Rodriguez | $25,000 | Active | Mar 15, 2026 |
| 10471 | Sarah Johnson | $20,000 | Active | Mar 1, 2026 |
| 10468 | Michael Chen | $35,000 | Review | --- |
| 10465 | Emily Davis | $15,000 | Active | Mar 10, 2026 |
| 10462 | Robert Kim | $42,000 | Active | Mar 5, 2026 |
| 10459 | Lisa Martinez | $18,500 | Past Due | Feb 20, 2026 |
Welcome back,
Sarah Johnson
Personal Loan
$12,840.00
remaining balance
Next Payment Due
$534.17
Due March 1, 2026
Documents
3 available
Payment History
View all
Borrower Self-Service Portal
Give your borrowers a branded portal where they can manage their loans independently. Reduce support calls and improve satisfaction with 24/7 account access.
- Online payments — borrowers pay via card or ACH directly from the portal
- Document access — statements, disclosures, and tax forms available on demand
- Branded experience — customize colors, logo, and domain to match your identity
Compliance & Reporting
Stay audit-ready with built-in compliance checks that run automatically at every lifecycle stage. Generate regulatory reports and disclosures with one click.
- Regulatory compliance — TILA, RESPA, ECOA, and fair lending checks built into every workflow
- Audit trail — every change tracked with full history via PostgreSQL triggers
- Portfolio reporting — delinquency aging, payment performance, and portfolio snapshots on demand
Loan #10472
ActiveJames Rodriguez · 36-Month Fixed Personal Loan
Outstanding Balance
$18,432.50
Original Amount
$25,000.00
Interest Rate
6.5% APR
Next Payment
Mar 15, 2026
Amortization Schedule
| # | Due Date | Payment | Principal | Interest | Balance |
|---|---|---|---|---|---|
| 10 | Jan 15 | $776.33 | $676.45 | $99.88 | $19,208.83 |
| 11 | Feb 15 | $776.33 | $680.12 | $96.21 | $18,432.50 |
| 12 | Mar 15 | $776.33 | $683.82 | $92.51 | $17,748.68 |
| 13 | Apr 15 | $776.33 | $687.54 | $88.79 | $17,061.14 |
Recent Payments
Extensible
Connect Your Entire Stack
LendSimple's pluggable provider architecture connects to the tools you already use — with more integrations shipping every month.
Payments
Authorize.Net
Process card and ACH payments
Stripe
Online payment processing
ACH / Nacha
Direct bank transfers via ACH
Plaid
Bank account verification
Documents
Amazon S3
Scalable document storage
Dropbox
Cloud file storage
Google Cloud Storage
Enterprise document management
Communications
SendGrid
Transactional email delivery
Twilio
SMS and voice notifications
Mailgun
Email API for notifications
Amazon SES
Cost-effective email at scale
Compliance
Experian
Credit reporting and checks
Equifax
Credit bureau integration
TransUnion
Credit data and scores
Accounting
QuickBooks
Accounting sync and GL export
Xero
Cloud accounting integration
Sage
Enterprise accounting
CRM
Salesforce
CRM and lead management
HubSpot
Marketing and CRM platform
Zoho
Business suite integration
Identity
Plaid Identity
Identity verification via bank data
Socure
AI-powered identity verification
Alloy
Identity decisioning platform
Analytics
Tableau
Visual analytics and dashboards
Looker
Data exploration and BI
Power BI
Business intelligence reporting
Get started
See LendSimple in Action
Schedule a personalized demo and see how LendSimple can streamline your lending operations.