Everything you need
A Complete Lending Platform
From origination to payoff, LendSimple handles every step of the loan lifecycle with tools purpose-built for modern lenders.
Multi-Tenant Platform
Isolated environments for each lending operation. One platform, unlimited tenants — each with their own data, users, and configuration.
Built-In Compliance
TILA disclosures, adverse action notices, and regulatory checks built into every loan lifecycle step. Stay audit-ready automatically.
Automation Engine
Automate interest accrual, payment processing, delinquency tracking, and dunning sequences. Set the rules — the system does the rest.
Powerful Reporting
Portfolio snapshots, delinquency aging, payment performance, and compliance reports. Export to PDF, Excel, or connect your BI tool.
Borrower Portal
A branded self-service portal where borrowers view balances, make payments, download statements, and upload documents — reducing support calls.
Flexible Integrations
Connect payment processors, document storage, credit bureaus, communication channels, and accounting systems through a pluggable provider architecture.
Platform capabilities
Built for the Full Loan Lifecycle
From application to payoff, every stage is covered with purpose-built tools that work together seamlessly.
Loan Lifecycle Management
Track every loan from origination through servicing to payoff. Automated workflows handle interest accrual, payment processing, and delinquency management so your team can focus on borrower relationships.
- Automated servicing — interest accrual, payment application, and balance updates run on schedule
- Modification support — rate changes, term extensions, forbearance, and deferments with full audit trail
- Collections pipeline — delinquency buckets, automated dunning, and configurable escalation rules
Loans
| Loan # | Borrower | Amount | Status | Next Payment |
|---|---|---|---|---|
| 10472 | James Rodriguez | $25,000 | Active | Mar 15, 2026 |
| 10471 | Sarah Johnson | $20,000 | Active | Mar 1, 2026 |
| 10468 | Michael Chen | $35,000 | Review | --- |
| 10465 | Emily Davis | $15,000 | Active | Mar 10, 2026 |
| 10462 | Robert Kim | $42,000 | Active | Mar 5, 2026 |
| 10459 | Lisa Martinez | $18,500 | Past Due | Feb 20, 2026 |
Welcome back,
Sarah Johnson
Personal Loan
$12,840.00
remaining balance
Next Payment Due
$534.17
Due March 1, 2026
Documents
3 available
Payment History
View all
Borrower Self-Service Portal
Give your borrowers a branded portal where they can manage their loans independently. Reduce support calls and improve satisfaction with 24/7 account access.
- Online payments — borrowers pay via card or ACH directly from the portal
- Document access — statements, disclosures, and tax forms available on demand
- Branded experience — customize colors, logo, and domain to match your identity
Compliance & Reporting
Stay audit-ready with built-in compliance checks that run automatically at every lifecycle stage. Generate regulatory reports and disclosures with one click.
- Regulatory compliance — TILA, RESPA, ECOA, and fair lending checks built into every workflow
- Audit trail — every change tracked with full history via PostgreSQL triggers
- Portfolio reporting — delinquency aging, payment performance, and portfolio snapshots on demand
Loan #10472
ActiveJames Rodriguez · 36-Month Fixed Personal Loan
Outstanding Balance
$18,432.50
Original Amount
$25,000.00
Interest Rate
6.5% APR
Next Payment
Mar 15, 2026
Amortization Schedule
| # | Due Date | Payment | Principal | Interest | Balance |
|---|---|---|---|---|---|
| 10 | Jan 15 | $776.33 | $676.45 | $99.88 | $19,208.83 |
| 11 | Feb 15 | $776.33 | $680.12 | $96.21 | $18,432.50 |
| 12 | Mar 15 | $776.33 | $683.82 | $92.51 | $17,748.68 |
| 13 | Apr 15 | $776.33 | $687.54 | $88.79 | $17,061.14 |
Recent Payments